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Our personal insurance plan will provide you the coverage you need for auto, home and personal assets.

At The Romig Finnicum Insurance Agency, our personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.

The Romig Finnicum Insurance Agency provides the following types of personal insurance protection:

ATV Insurance
Auto Insurance
Boat & Marine Insurance
Collector Car Insurance
Condominium Insurance
Earthquake Insurance
Flood Insurance
High Net Worth Coverage
Homeowners Insurance

Mobile (Manufactured) Home Insurance
Motor Home / RV Insurance
Motorcycle Insurance
Personal Umbrella Insurance
Personal Watercraft Insurance
Rental Property Insurance
Renters Insurance
Snowmobile Insurance
Valuable Items Insurance

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Recreational Vehicle FAQs

Who should consider recreational insurance?

If you own a motorhome, camper, boat, ATV, Jet Ski, or snowmobile, recreational insurance is worth considering. Having a separate policy can help protect your recreational vehicle and provide added financial protection if an accident, theft, damage, or other covered loss occurs. We can help you find coverage that fits both your needs and the way you enjoy your recreational vehicle.

Does recreational insurance cover repairs?

Collision or comprehensive coverage may help pay for repairs after a covered accident, storm, fire, theft, or other loss. The deductible and policy limits will affect how much the insurance company pays.

Can I insure a motorhome I live in full-time?

Yes! If your motorhome is your full-time home, you may need more coverage than someone who only uses their RV for vacations or occasional trips. Full-time RV insurance can offer additional protection for things like liability, personal belongings, and living expenses. We can help you review your options and find coverage that fits your full-time RV lifestyle.

Does camper insurance cover fire damage?

Camper insurance with comprehensive coverage may help pay for damage caused by a covered fire. This protection may apply while the camper is being used, transported, or stored near Ohio.

What is included in basic boat insurance?

A basic boat insurance policy may include liability, collision, comprehensive, and medical payments coverage. Optional protection may also be available for equipment, towing, or personal belongings.

Can ATV insurance cover theft from my property?

Comprehensive ATV coverage may help if the vehicle is stolen from your home, garage, trailer, or another approved storage location. A deductible and coverage limit usually apply.

Do I need Jet Ski insurance if I only ride in summer?

Even seasonal Jet Ski owners can face risks such as accidents, theft, storm damage, or liability claims. Coverage can provide protection during the riding season and while the watercraft is stored.

Does snowmobile insurance cover damage to someone else’s property?

Snowmobile liability coverage may help pay if you accidentally damage another person’s vehicle, fence, building, or other property. Coverage requirements may vary throughout Ohio.

Can I change my recreational insurance coverage later?

Yes, recreational insurance coverage can usually be adjusted as your needs change. You may want to update the policy after adding equipment, changing storage locations, paying off a loan, or moving to Uhrichsville, Medina, and New Philadelphia, Ohio.

What should I compare when choosing recreational insurance?

Consider the coverage types, limits, deductibles, exclusions, discounts, and claims service offered by each company. Comparing several options can help you find protection that fits your vehicle and budget.

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.